Tokenovate<\/a>, a UK-based FinTech specialising in post-trade lifecycle automation and digital settlement solutions, has launched Novat, a next-generation programmable settlement protocol for tokenised assets. Designed to transform capital markets infrastructure, the Novat aims to unlock liquidity, mitigate systemic risk, and enable frictionless post-trade operations worldwide.<\/p>\nIn today\u2019s capital markets, inefficiencies persist across fragmented systems and complex custodial chains. Liquidity often remains trapped, while reconciliation delays continue to slow down settlement cycles. Although the transition to T+1 settlement represents progress, it has also intensified operational pressure by compressing timelines from days to hours leaving legacy workflows struggling to keep pace.<\/p>\n
Research shows that advancing from T+1 to true T+0 settlement could reduce counterparty exposure by up to 80% in periods of market stress compared to T+2. The Novat Protocol directly addresses this structural challenge by introducing a programmable and standardised settlement layer that aligns data, logic, and legal records in a single framework. This architecture enables real-time liquidity movement, minimises systemic vulnerabilities, and paves the way for the next phase of market modernisation.<\/p>\n
At the core of the Novat Protocol lies the FINOS Common Domain Model (CDM) , the industry\u2019s open standard for representing financial products and events. By harmonising legal contracts, trade data, and settlement workflows, Tokenovate ensures that each on-chain action corresponds to a clearly defined contractual obligation. Backed by the company\u2019s collaborations with ISDA and FINOS, the CDM-based automation engine translates market standards into executable logic, allowing settlements to occur deterministically and transparently.<\/p>\n
Richard Baker, CEO of Tokenovate<\/strong>, said, \u201cThe move to T+1 in 2027 is progress, but it\u2019s not the finish line. Markets can\u2019t afford to wait two years, or two days, for liquidity to move. The Novat delivers what comes next: instant, atomic, and legally final settlement that releases liquidity the moment a trade completes and slashes operational risk. Crucially, it works within the system. It\u2019s fully compatible with today\u2019s custodial and regulatory frameworks. As markets get even faster, only solutions that combine legal certainty, settlement finality, and liquidity optimisation will define the next era of efficiency and trust in global finance.\u201d<\/p>\n","protected":false},"author":35851,"featured_media":570783,"parent":0,"template":"","categories":[11395,11381,41695,41779,11385,11382,11368,11396,11397],"tags":[12663,11668,11649,12004,11438,11409,12472,11769,11549,11515,50516,50515],"class_list":["post-570782","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-analytics","category-artificial-intelligence","category-banking-as-a-service-baas","category-banktech","category-blockchain","category-cloud","category-core-banking","category-cryptocurrency","category-saas","tag-ai","tag-cross-border-payments","tag-digital-banking","tag-digital-lending","tag-digital-payments","tag-digital-transformation","tag-financial-inclusion","tag-financial-institutions","tag-financial-services","tag-fintech","tag-novat","tag-tokenovate"],"acf":[],"yoast_head":"\nTokenovate launches Novat for instant, legally final asset settlement - IBS Intelligence<\/title>\n<meta name=\"description\" content=\"Tokenovate, a UK-based FinTech specialising in post-trade lifecycle automation and digital settlement solutions, has launched Novat\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibsintelligence.com\/ibsi-news\/tokenovate-launches-novat-for-instant-legally-final-asset-settlement\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tokenovate launches Novat for instant, legally final asset settlement\" \/>\n<meta property=\"og:description\" content=\"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. 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