{"id":569823,"date":"2025-08-29T06:15:48","date_gmt":"2025-08-29T05:15:48","guid":{"rendered":"https:\/\/ibsintelligence.com\/?post_type=ibsi_news&#038;p=569823"},"modified":"2025-08-29T06:46:39","modified_gmt":"2025-08-29T05:46:39","slug":"hcltech-thought-machine-partner-for-cloud-native-ai-driven-banking","status":"publish","type":"ibsi_news","link":"https:\/\/ibsintelligence.com\/ibsi-news\/hcltech-thought-machine-partner-for-cloud-native-ai-driven-banking\/","title":{"rendered":"HCLTech, Thought Machine partner for cloud-native, AI-driven banking"},"content":{"rendered":"<p data-start=\"256\" data-end=\"734\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-526405 alignright\" src=\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/12\/ibs_Thought-Machine-1-300x300.jpg\" alt=\"Thought Machine, Trust Bank\" width=\"235\" height=\"235\" srcset=\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/12\/ibs_Thought-Machine-1-300x300.jpg 300w, https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/12\/ibs_Thought-Machine-1-150x150.jpg 150w, https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/12\/ibs_Thought-Machine-1-100x100.jpg 100w, https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/12\/ibs_Thought-Machine-1.jpg 400w\" sizes=\"auto, (max-width: 235px) 100vw, 235px\" \/><\/p>\n<p data-start=\"256\" data-end=\"734\"><a href=\"https:\/\/www.hcltech.com\/\">HCLTech<\/a> has partnered with <a href=\"https:\/\/www.thoughtmachine.net\/\">Thought Machine<\/a>, the <a href=\"https:\/\/ibsintelligence.com\/ibsi-news\/capgemini-to-acquire-cloud4c-to-boost-ai-driven-cloud-services\/\">cloud<\/a>-native banking technology pioneer, to accelerate the modernisation of banks worldwide. This collaboration is designed to help financial institutions move beyond legacy infrastructure and embrace a new era of intelligent, autonomous banking, powered by artificial intelligence and cloud innovation.<\/p>\n<p data-start=\"736\" data-end=\"1238\">At the heart of this initiative is Vault, Thought Machine\u2019s next-generation core banking platform. By replacing traditional systems with Vault\u2019s flexible, cloud-native architecture, banks gain the ability to automate critical processes, increase operational efficiency, and deliver highly personalised customer experiences. HCLTech will complement this with its extensive expertise in banking technology, regulatory compliance and complex integrations, ensuring seamless transformation at scale.<\/p>\n<p data-start=\"1240\" data-end=\"1879\">As part of the alliance, HCLTech will deliver full-stack transformation services through Vault-certified delivery teams and its global FinTech Centres of Excellence (CoEs). The company will also establish a dedicated global CoE for Vault Core and Vault Payments, enabling banks to build modular, real-time and scalable platforms tailored for future-ready financial ecosystems. Underpinned by a robust DevSecOps foundation, the partnership equips both established institutions and new market entrants with the agility to accelerate innovation, reduce operational friction, and shorten time-to-market for new products and services.<\/p>\n<p data-start=\"1240\" data-end=\"1879\"><strong data-start=\"2041\" data-end=\"2108\">Randy McFarlane, Global Head of Partnerships at Thought Machine, <\/strong>said, \u201cOur global partnership with HCLTech marks a significant step in helping banks break free from legacy constraints and adopt truly digital-first models. Together, we will deliver intelligent, self-optimising systems that evolve with customer needs.\u201d<\/p>\n<p data-start=\"1240\" data-end=\"1879\"><strong data-start=\"2328\" data-end=\"2423\">Sudip Lahiri, Executive Vice President and Head Europe and UKI, Financial Services, HCLTech, <\/strong>said, \u201cThis collaboration reflects our vision to lead the future of autonomous banking through cloud, data and AI. By joining forces with Thought Machine, we will help banks unlock exponential value, reduce operational friction and accelerate time to market.\u201d<\/p>\n<p data-start=\"2574\" data-end=\"2842\">With this partnership, HCLTech and Thought Machine are positioning themselves at the forefront of banking transformation \u2014 reshaping the global financial landscape with <strong data-start=\"2743\" data-end=\"2791\">AI-led, cloud-first, customer-centric models<\/strong> that align with the industry\u2019s evolving demands.<\/p>\n","protected":false},"author":35851,"featured_media":526405,"parent":0,"template":"","categories":[11395,11381,41695,41779,11382,11368,11375,11379,35279,11384,11397],"tags":[11668,11649,12004,11438,11409,12472,11769,11549,21391,11406],"class_list":["post-569823","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-analytics","category-artificial-intelligence","category-banking-as-a-service-baas","category-banktech","category-cloud","category-core-banking","category-cybersecurity","category-lending","category-loans","category-payments","category-saas","tag-cross-border-payments","tag-digital-banking","tag-digital-lending","tag-digital-payments","tag-digital-transformation","tag-financial-inclusion","tag-financial-institutions","tag-financial-services","tag-fintech-news","tag-uk"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v24.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HCLTech, Thought Machine partner for cloud-native, AI-driven banking - IBS Intelligence<\/title>\n<meta name=\"description\" content=\"HCLTech has partnered with Thought Machine, the cloud-native banking technology pioneer, to accelerate the modernisation of banks worldwide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibsintelligence.com\/ibsi-news\/hcltech-thought-machine-partner-for-cloud-native-ai-driven-banking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HCLTech, Thought Machine partner for cloud-native, AI-driven banking\" \/>\n<meta property=\"og:description\" content=\"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. 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