digital<\/a> era.<\/p>\nThis strategic move marks a milestone in Artea Bank\u2019s digital transformation journey, positioning the institution to deliver faster, more secure, and customer-centric payment experiences. By adopting SmartVista in a full Software-as-a-Service (SaaS) model, the bank gains the ability to support Mastercard debit and credit products, enable tokenisation for Apple Pay and Google Pay, and deploy advanced real-time fraud management solutions. The new infrastructure will empower Artea Bank to instantly issue more than a quarter of a million cards while ensuring compliance and operational efficiency at scale.<\/p>\n
In selecting a technology partner, Artea Bank prioritised the need to accelerate time-to-market for new card products, while aligning with European regulatory standards and preparing for future cross-border expansion. With a robust API-first architecture, SmartVista seamlessly integrates with the bank\u2019s existing systems and third-party ecosystems, creating a modular, future-ready foundation for both digital and physical card programmes.<\/p>\n
The platform\u2019s rich suite of capabilities enables Artea Bank to achieve near-zero downtime, ensuring international compliance with PSD2, RTS, PCI-DSS, GDPR, and DORA, while facilitating the\u00a0rapid onboarding of new partners across the Baltic region. Tokenisation, fraud analytics, and open API connectivity further enhance security and interoperability, ensuring a seamless digital payments journey for customers.<\/p>\n
Andrius Kamarauskas, Director of Strategic Technologies Development Department at Artea Bank,<\/strong> said, \u201cWith BPC SmartVista platform in place, Artea Bankas is set to accelerate its digital strategy, introduce additional card schemes, and extend its services to new market segments, reinforcing its role as a front-runner in Lithuania. We can now bring new products to market faster, meet stringent compliance demands, and give our customers the seamless digital experience they expect.\u201d<\/p>\nPeter Theunis, SVP Sales, BPC,<\/strong> said, \u201cArtea Bank wanted a proven, cloud-ready platform that could scale with ambition and regulation alike. SmartVista\u2019s modular, advanced features deliver exactly that. We\u2019ve provided technology that will help the bank innovate at speed and drive modern payment experiences across Lithuania.\u201d<\/p>\n\n","protected":false},"author":35851,"featured_media":569737,"parent":0,"template":"","categories":[11395,11381,41695,41779,11368,11376,42764,41795,11378,11384,11397],"tags":[12663,11649,12004,11438,11409,11508,12472,11769,11549,11515],"class_list":["post-569736","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-analytics","category-artificial-intelligence","category-banking-as-a-service-baas","category-banktech","category-core-banking","category-digital-banking","category-digital-payments","category-mobile-banking","category-open-banking","category-payments","category-saas","tag-ai","tag-digital-banking","tag-digital-lending","tag-digital-payments","tag-digital-transformation","tag-europe","tag-financial-inclusion","tag-financial-institutions","tag-financial-services","tag-fintech"],"acf":[],"yoast_head":"\n
Artea Bank modernises payments with SmartVista - IBS Intelligence<\/title>\n<meta name=\"description\" content=\"Artea Bank has integrated BPC\u2019s SmartVista, a microservices-based platform designed to redefine card issuing in the digital era.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Artea Bank modernises payments with SmartVista\" \/>\n<meta property=\"og:description\" content=\"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. We take pride in covering 400+ technology vendors globally \u2013 the largest by any analyst firm in this space.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/\" \/>\n<meta property=\"og:site_name\" content=\"IBS Intelligence\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ibsintelligence.cmc\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-25T05:01:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@IBSIntelligence\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/\"},\"author\":{\"name\":\"Vriti Gothi\",\"@id\":\"https:\/\/ibsintelligence.com\/#\/schema\/person\/c885626786b3d63adb1031392642e450\"},\"headline\":\"Artea Bank modernises payments with SmartVista\",\"datePublished\":\"2025-08-22T05:04:35+00:00\",\"dateModified\":\"2025-08-25T05:01:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/\"},\"wordCount\":345,\"publisher\":{\"@id\":\"https:\/\/ibsintelligence.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg\",\"keywords\":[\"AI\",\"Digital Banking\",\"Digital Lending\",\"Digital Payments\",\"Digital Transformation\",\"Europe\",\"Financial Inclusion\",\"Financial Institutions\",\"Financial Services\",\"FinTech\"],\"articleSection\":[\"Analytics\",\"Artificial Intelligence\",\"Banking as a Service (BaaS)\",\"BankTech\",\"Core Banking\",\"Digital Banking\",\"Digital Payments\",\"Mobile Banking\",\"Open Banking\",\"Payments\",\"SaaS\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/\",\"url\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/\",\"name\":\"Artea Bank modernises payments with SmartVista - IBS Intelligence\",\"isPartOf\":{\"@id\":\"https:\/\/ibsintelligence.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg\",\"datePublished\":\"2025-08-22T05:04:35+00:00\",\"dateModified\":\"2025-08-25T05:01:01+00:00\",\"description\":\"Artea Bank has integrated BPC\u2019s SmartVista, a microservices-based platform designed to redefine card issuing in the digital era.\",\"breadcrumb\":{\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#primaryimage\",\"url\":\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg\",\"contentUrl\":\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg\",\"width\":200,\"height\":200,\"caption\":\"Artea\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ibsintelligence.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Artea Bank modernises payments with SmartVista\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ibsintelligence.com\/#website\",\"url\":\"https:\/\/ibsintelligence.com\/\",\"name\":\"IBS Intelligence\",\"description\":\"Financial Technology News & FinTech Research\",\"publisher\":{\"@id\":\"https:\/\/ibsintelligence.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ibsintelligence.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ibsintelligence.com\/#organization\",\"name\":\"IBS Intelligence\",\"url\":\"https:\/\/ibsintelligence.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ibsintelligence.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2022\/03\/logo.png\",\"contentUrl\":\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2022\/03\/logo.png\",\"width\":299,\"height\":80,\"caption\":\"IBS Intelligence\"},\"image\":{\"@id\":\"https:\/\/ibsintelligence.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/ibsintelligence.cmc\/\",\"https:\/\/x.com\/IBSIntelligence\",\"https:\/\/www.instagram.com\/ibsintelligence\/\",\"https:\/\/www.linkedin.com\/company\/ibs-intelligence\/\",\"https:\/\/www.youtube.com\/channel\/UCLkzPazySerR8DzKFeFFGmw\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/ibsintelligence.com\/#\/schema\/person\/c885626786b3d63adb1031392642e450\",\"name\":\"Vriti Gothi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ibsintelligence.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d40985bccf64374382a6ff92677dcd06a639c27c38bcbc034bf80f07af24e692?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d40985bccf64374382a6ff92677dcd06a639c27c38bcbc034bf80f07af24e692?s=96&d=mm&r=g\",\"caption\":\"Vriti Gothi\"},\"sameAs\":[\"https:\/\/ibsintelligence.com\/\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Artea Bank modernises payments with SmartVista - IBS Intelligence","description":"Artea Bank has integrated BPC\u2019s SmartVista, a microservices-based platform designed to redefine card issuing in the digital era.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/","og_locale":"en_US","og_type":"article","og_title":"Artea Bank modernises payments with SmartVista","og_description":"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. We take pride in covering 400+ technology vendors globally \u2013 the largest by any analyst firm in this space.","og_url":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/","og_site_name":"IBS Intelligence","article_publisher":"https:\/\/www.facebook.com\/ibsintelligence.cmc\/","article_modified_time":"2025-08-25T05:01:01+00:00","og_image":[{"width":200,"height":200,"url":"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@IBSIntelligence","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#article","isPartOf":{"@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/"},"author":{"name":"Vriti Gothi","@id":"https:\/\/ibsintelligence.com\/#\/schema\/person\/c885626786b3d63adb1031392642e450"},"headline":"Artea Bank modernises payments with SmartVista","datePublished":"2025-08-22T05:04:35+00:00","dateModified":"2025-08-25T05:01:01+00:00","mainEntityOfPage":{"@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/"},"wordCount":345,"publisher":{"@id":"https:\/\/ibsintelligence.com\/#organization"},"image":{"@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#primaryimage"},"thumbnailUrl":"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg","keywords":["AI","Digital Banking","Digital Lending","Digital Payments","Digital Transformation","Europe","Financial Inclusion","Financial Institutions","Financial Services","FinTech"],"articleSection":["Analytics","Artificial Intelligence","Banking as a Service (BaaS)","BankTech","Core Banking","Digital Banking","Digital Payments","Mobile Banking","Open Banking","Payments","SaaS"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/","url":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/","name":"Artea Bank modernises payments with SmartVista - IBS Intelligence","isPartOf":{"@id":"https:\/\/ibsintelligence.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#primaryimage"},"image":{"@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#primaryimage"},"thumbnailUrl":"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg","datePublished":"2025-08-22T05:04:35+00:00","dateModified":"2025-08-25T05:01:01+00:00","description":"Artea Bank has integrated BPC\u2019s SmartVista, a microservices-based platform designed to redefine card issuing in the digital era.","breadcrumb":{"@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#primaryimage","url":"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg","contentUrl":"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg","width":200,"height":200,"caption":"Artea"},{"@type":"BreadcrumbList","@id":"https:\/\/ibsintelligence.com\/ibsi-news\/artea-bank-modernises-payments-with-smartvista\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ibsintelligence.com\/"},{"@type":"ListItem","position":2,"name":"Artea Bank modernises payments with SmartVista"}]},{"@type":"WebSite","@id":"https:\/\/ibsintelligence.com\/#website","url":"https:\/\/ibsintelligence.com\/","name":"IBS Intelligence","description":"Financial Technology News & FinTech Research","publisher":{"@id":"https:\/\/ibsintelligence.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ibsintelligence.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ibsintelligence.com\/#organization","name":"IBS Intelligence","url":"https:\/\/ibsintelligence.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ibsintelligence.com\/#\/schema\/logo\/image\/","url":"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2022\/03\/logo.png","contentUrl":"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2022\/03\/logo.png","width":299,"height":80,"caption":"IBS Intelligence"},"image":{"@id":"https:\/\/ibsintelligence.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ibsintelligence.cmc\/","https:\/\/x.com\/IBSIntelligence","https:\/\/www.instagram.com\/ibsintelligence\/","https:\/\/www.linkedin.com\/company\/ibs-intelligence\/","https:\/\/www.youtube.com\/channel\/UCLkzPazySerR8DzKFeFFGmw"]},{"@type":"Person","@id":"https:\/\/ibsintelligence.com\/#\/schema\/person\/c885626786b3d63adb1031392642e450","name":"Vriti Gothi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ibsintelligence.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d40985bccf64374382a6ff92677dcd06a639c27c38bcbc034bf80f07af24e692?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d40985bccf64374382a6ff92677dcd06a639c27c38bcbc034bf80f07af24e692?s=96&d=mm&r=g","caption":"Vriti Gothi"},"sameAs":["https:\/\/ibsintelligence.com\/"]}]}},"_links":{"self":[{"href":"https:\/\/ibsintelligence.com\/wp-json\/wp\/v2\/ibsi_news\/569736","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ibsintelligence.com\/wp-json\/wp\/v2\/ibsi_news"}],"about":[{"href":"https:\/\/ibsintelligence.com\/wp-json\/wp\/v2\/types\/ibsi_news"}],"author":[{"embeddable":true,"href":"https:\/\/ibsintelligence.com\/wp-json\/wp\/v2\/users\/35851"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ibsintelligence.com\/wp-json\/wp\/v2\/media\/569737"}],"wp:attachment":[{"href":"https:\/\/ibsintelligence.com\/wp-json\/wp\/v2\/media?parent=569736"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ibsintelligence.com\/wp-json\/wp\/v2\/categories?post=569736"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ibsintelligence.com\/wp-json\/wp\/v2\/tags?post=569736"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"Artea\"](\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/08\/siauliu_bankas_logo.jpg\"){kind=logo}
<\/p>\n