{"id":569339,"date":"2025-07-28T06:33:07","date_gmt":"2025-07-28T05:33:07","guid":{"rendered":"https:\/\/ibsintelligence.com\/?post_type=ibsi_news&#038;p=569339"},"modified":"2025-07-28T06:33:07","modified_gmt":"2025-07-28T05:33:07","slug":"apiture-adds-instant-payments-for-community-banks-credit-unions","status":"publish","type":"ibsi_news","link":"https:\/\/ibsintelligence.com\/ibsi-news\/apiture-adds-instant-payments-for-community-banks-credit-unions\/","title":{"rendered":"Apiture adds instant payments for community banks &amp; credit unions"},"content":{"rendered":"<p data-start=\"122\" data-end=\"431\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-569340 alignright\" src=\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/07\/apiture_logo.jpg\" alt=\"Apiture\" width=\"200\" height=\"200\" srcset=\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/07\/apiture_logo.jpg 200w, https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/07\/apiture_logo-150x150.jpg 150w, https:\/\/ibsintelligence.com\/wp-content\/uploads\/2025\/07\/apiture_logo-100x100.jpg 100w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/p>\n<p data-start=\"122\" data-end=\"431\"><a href=\"https:\/\/www.apiture.com\/\">Apiture<\/a>, a <a href=\"https:\/\/ibsintelligence.com\/ibsi-news\/salmon-raises-88m-to-expand-digital-banking-across-southeast-asia\/\">digital<\/a> banking technology company, has launched real-time payments (RTP) capabilities for its network of community banks and credit unions, to power modern, agile, and customer-centric banking services.<\/p>\n<p data-start=\"433\" data-end=\"844\">The newly integrated real-time payments functionality enables Apiture clients to offer instant money movement through both The Clearing House\u2019s RTP\u00ae network and the Federal Reserve\u2019s FedNow\u00ae Service. Available 24\/7\/365, this capability empowers consumer and business account holders to send and receive payments in seconds meeting the growing market demand for fast, seamless, and secure financial transactions.<\/p>\n<p data-start=\"846\" data-end=\"1294\">As digital transformation redefines customer expectations, the introduction of real-time payments positions Apiture\u2019s clients to stay competitive against larger institutions. With more than half of U.S. businesses already leveraging RTP and FedNow in 2024 a figure expected to rise to 80% by 2026 community banks and credit unions are under increased pressure to modernise their payment offerings and deliver on-speed digital financial experiences.<\/p>\n<p data-start=\"1296\" data-end=\"1891\">Apiture\u2019s enhanced offering builds on its comprehensive Digital Banking Platform, which already supports a broad spectrum of faster and flexible payment options. These include domestic and international wire transfers with live foreign exchange rates, peer-to-peer (P2P) transfers, bill pay, ACH transactions, and internal\/external account transfers. The addition of real-time payments introduces critical new use cases such as instant payroll disbursements, gig economy payments, early wage access, government benefits, and time-sensitive P2P transfers all through a unified digital experience.<\/p>\n<p data-start=\"2408\" data-end=\"2862\" data-is-last-node=\"\" data-is-only-node=\"\">With the introduction of real-time payments, Apiture reinforces its commitment to innovation, financial inclusion, and enabling digital parity for regional financial institutions. Future plans include expanding the platform\u2019s capabilities to support evolving use cases in embedded finance, open banking, and AI-driven transaction intelligence\u2014empowering clients to deliver hyper-relevant digital experiences in a rapidly transforming financial landscape.<\/p>\n<p data-start=\"2408\" data-end=\"2862\" data-is-last-node=\"\" data-is-only-node=\"\"><strong>Chris Cox, Chief Operating Officer at Apiture<\/strong>, said, \u201cWhether to support company payroll, bill payments, gig worker payments, early wage access, government disbursements, or P2P transfers, real-time payments have emerged as a highly effective way for consumers and businesses to instantly send and receive account-to-account payments. This represents another step in our ongoing mission to help community and regional financial institutions deliver the features today\u2019s consumers and businesses need and expect.\u201d<\/p>\n","protected":false},"author":35851,"featured_media":569340,"parent":0,"template":"","categories":[11395,11381,41779,11368,11376,42764,41795,11378,11384],"tags":[11668,11649,12004,11438,11409,12472,11769,11549,11515,11416],"class_list":["post-569339","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-analytics","category-artificial-intelligence","category-banktech","category-core-banking","category-digital-banking","category-digital-payments","category-mobile-banking","category-open-banking","category-payments","tag-cross-border-payments","tag-digital-banking","tag-digital-lending","tag-digital-payments","tag-digital-transformation","tag-financial-inclusion","tag-financial-institutions","tag-financial-services","tag-fintech","tag-usa"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v24.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apiture adds instant payments for community banks &amp; credit unions - IBS Intelligence<\/title>\n<meta name=\"description\" content=\"Apiture, has launched real-time payments (RTP) capabilities for its network of community banks and credit unions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibsintelligence.com\/ibsi-news\/apiture-adds-instant-payments-for-community-banks-credit-unions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apiture adds instant payments for community banks &amp; credit unions\" \/>\n<meta property=\"og:description\" content=\"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. 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