{"id":569033,"date":"2025-07-08T11:14:54","date_gmt":"2025-07-08T10:14:54","guid":{"rendered":"https:\/\/ibsintelligence.com\/?post_type=ibsi_news&p=569033"},"modified":"2025-07-08T11:14:54","modified_gmt":"2025-07-08T10:14:54","slug":"loantube-launches-ai-driven-sme-lending-platform-to-bridge-uk-credit-gap","status":"publish","type":"ibsi_news","link":"https:\/\/ibsintelligence.com\/ibsi-news\/loantube-launches-ai-driven-sme-lending-platform-to-bridge-uk-credit-gap\/","title":{"rendered":"LoanTube launches AI-driven SME lending platform to bridge UK credit gap"},"content":{"rendered":"

\"\"LoanTube<\/a>, the UK-based digital credit marketplace, has launched its SME brokerage platform, bringing the speed, intelligence and transparency of its consumer lending platform to small and medium-sized businesses.<\/p>\n

Emerging from two years of stealth development, LoanTube\u2019s SME brokerage matches applicants with a diverse panel of more than 50 finance providers, including major high-street banks such as Barclays, Lloyds, NatWest, and Santander, alongside leading technology-driven lenders such as iwoca, Funding Circle, and YouLend.<\/p>\n

LoanTube\u2019s proprietary AI-powered platform, which has processed over 10,000 business loan applications to date, aggregates real-time data from Companies House, credit bureaus, lender APIs, and fraud detection tools to build a comprehensive applicant profile. This enables the customer to access the most suitable loan on offer from its lender panel, which encompasses a broad range of financing options, including unsecured business loans, revolving credit facilities, and merchant cash advances. A dedicated commercial finance broker supports every accepted business loan application to provide clarity, instil confidence, and ensure a seamless journey through to completion.<\/p>\n

Building on six years of proven success in their consumer-focused business, LoanTube\u2019s extension into SME financing brings an FCA-regulated option in a market where regulation is not a requirement.<\/p>\n

\u201cSmall businesses are the growth engine of our economy, yet many still struggle to access the finance they need to thrive\u201d, said\u00a0Gurprit Singh Gujral<\/strong>, Founder and CEO of LoanTube<\/strong>. \u201cThe launch of our SME brokerage is a testament to the hard work of our team, building a market-leading personal loans brokerage platform for non-prime borrowers and expanding its remit to boost financing for underserved small businesses. Where others have fallen short, we\u2019re applying the same proven formula that transformed consumer lending to help business owners find the right lender at the right time.\u201d<\/p>\n

Since its launch six years ago, LoanTube has become a champion for non-prime borrowers, recognised for its commitment to transparency and responsible lending practices. In addition to its customer-facing model, LoanTube partners with lenders and marketplaces to embed its advanced applicant evaluation technology and lender matchmaking directly into their platforms.<\/p>\n

\u201cLoanTube bringing their technology-led approach to the SME finance space is great news for underserved small businesses in a time where financial inclusivity is key,\u201d said\u00a0Harry Cranfield<\/strong>, Head of Partnerships at iwoca<\/strong>. \u201cWe\u2019re excited to support their continued growth in this space and to work together in delivering smarter finance solutions to UK SMEs.\u201d<\/p>\n","protected":false},"author":35621,"featured_media":569034,"parent":0,"template":"","categories":[11395,11379,35279],"tags":[12663,11797,45122,23096,11507,12472,11549,21391,50300,11753,11406],"class_list":["post-569033","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-analytics","category-lending","category-loans","tag-ai","tag-api","tag-b2b-remittances","tag-credit-access","tag-fca","tag-financial-inclusion","tag-financial-services","tag-fintech-news","tag-loantube","tag-smes","tag-uk"],"acf":[],"yoast_head":"\nLoanTube launches AI-driven SME lending platform to bridge UK credit gap<\/title>\n<meta name=\"description\" content=\"Emerging from two years of stealth development, LoanTube\u2019s SME brokerage matches applicants with a diverse panel of more than 50\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibsintelligence.com\/ibsi-news\/loantube-launches-ai-driven-sme-lending-platform-to-bridge-uk-credit-gap\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"LoanTube launches AI-driven SME lending platform to bridge UK credit gap\" \/>\n<meta property=\"og:description\" content=\"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. 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