partnership<\/a> with NatWest and Chenavari Investment Managers.<\/p>\nThis triples Carmoola\u2019s previous debt capacity and strengthens its ability to deliver simple, affordable, and accessible car finance directly to consumers across the UK.<\/p>\n
Carmoola\u2019s direct-to-consumer model removes traditional intermediaries, empowering buyers to arrange financing upfront through a seamless digital experience. By placing finance at the start of the car-buying journey, Carmoola enables customers to secure the best deals and take full control of their purchase.<\/p>\n
The company\u2019s rapid growth highlights strong demand for its \u2018finance-first\u2019 approach, with customer numbers doubling year-on-year as more drivers opt for a transparent, flexible alternative to conventional car finance.<\/p>\n
The new three-year facility supports Carmoola\u2019s ambition to expand its reach to broader segments of the market while enhancing value for existing customers through competitive rates and a streamlined digital process.<\/p>\n
Aidan Rushby, Founder and CEO of Carmoola,<\/strong> said, \u201cThis partnership is a major milestone for Carmoola and a clear validation of our mission. By securing this facility, we can extend the benefits of our fair, fast, and transparent finance to even more car buyers across the UK.\u201d<\/p>\nGeorge Ross, Managing Director and Head of Speciality Finance and FinTech at NatWest,<\/strong> said, \u201cWe are pleased to deepen our support for Carmoola with this new facility and associated hedging at such an important stage of their growth. This partnership reflects our confidence in Carmoola\u2019s innovative model and our shared commitment to scaling sustainable, customer-centric lending solutions.\u201d<\/p>\nLoic Fery, CEO & Co-CIO at Chenavari Investment Managers,<\/strong> said, \u201cThis $381 million facility underlines our confidence in Carmoola\u2019s scalable direct-to-consumer model and its potential to reshape the UK car finance market. The funding structure is designed to support near-term growth and enable future expansion, a strategy we have successfully pursued with leading FinTechs across Europe. We look forward to building a long-term partnership with Carmoola.\u201d<\/p>\n","protected":false},"author":35851,"featured_media":568912,"parent":0,"template":"","categories":[11395,11381,41779,11376,11379,35279,41795,11378,11384],"tags":[12663,27604,50271,50273,12004,11515,12916,19145,11571,50272,11406],"class_list":["post-568911","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-analytics","category-artificial-intelligence","category-banktech","category-digital-banking","category-lending","category-loans","category-mobile-banking","category-open-banking","category-payments","tag-ai","tag-car-loan","tag-carmoola","tag-chenavari-investment-managers","tag-digital-lending","tag-fintech","tag-funding","tag-lendtech","tag-natwest","tag-partnered","tag-uk"],"acf":[],"yoast_head":"\nCarmoola secures $381M to expand UK car finance offering<\/title>\n<meta name=\"description\" content=\"Carmoola, the UK-based FinTech, has received a $381 million private asset-backed securities (ABS) facility in partnership with NatWest\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibsintelligence.com\/ibsi-news\/carmoola-secures-381m-to-expand-uk-car-finance-offering\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Carmoola secures $381m to expand UK car finance offering\" \/>\n<meta property=\"og:description\" content=\"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. 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