MEs<\/a> in the United States.<\/p>\nThe collaboration aims to help businesses manage cash flow and access instant credit at checkout. Under the new arrangement, Alibaba.com\u2019s US business customers can now select Balance\u2019s \u2018Pay Later for Business\u2019 solution when placing orders. The embedded financing option provides eligible buyers with instant credit approval, allowing them to finance purchases and manage cash flow more effectively.<\/p>\n
The initiative responds to the longstanding challenge many SMEs face in securing timely access to working capital. By embedding Balance\u2019s technology directly into the Alibaba.com checkout process, business customers can spread payments and manage large orders without being restricted by immediate budget constraints.<\/p>\n
Balance\u2019s B2B Buy Now, Pay Later (BNPL) solution uses AI-based risk assessment to offer real-time credit decisions and high approval rates. The technology is specifically designed to serve businesses that may struggle to access traditional credit facilities, especially during periods of economic uncertainty and trade pressures such as tariffs.<\/p>\n
Yiran Li, Head of Customer Retention Strategy at Alibaba.com US<\/strong>, said, \u201cFlexible B2B payments are essential for business customers who want to grow. By embedding Balance directly into our checkout, we\u2019re making it easy for customers to buy on their terms, without being limited by cash flow constraints.\u201d<\/p>\nBar Geron, CEO and Co-founder of Balance<\/strong>, said, \u201cIn tight economic conditions, and especially with the added strain of tariffs, access to financing can make the difference between surviving and thriving. We\u2019re proud to partner with Alibaba.com and power a solution that helps its US users grow their businesses with confidence.\u201d<\/p>\nThe launch follows Balance\u2019s recent collaboration with Instacart Business, where it provides embedded invoicing and net terms to streamline B2B payments. The Alibaba.com partnership is the latest step in Balance\u2019s strategy to expand its network of enterprise clients and marketplaces, offering digital tools that help sellers boost conversion rates, increase average order value and build long-term customer relationships, all while removing the operational complexity and risk of managing credit in-house.<\/p>\n","protected":false},"author":35851,"featured_media":568903,"parent":0,"template":"","categories":[11395,43159,41779,11375,42764,11384],"tags":[12663,18929,29084,12474,11668,11438,11418,12801,11420,11416],"class_list":["post-568902","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-analytics","category-apis","category-banktech","category-cybersecurity","category-digital-payments","category-payments","tag-ai","tag-alibaba-com","tag-balance","tag-bnpl","tag-cross-border-payments","tag-digital-payments","tag-instant-payments","tag-payments","tag-payments-as-a-service","tag-usa"],"acf":[],"yoast_head":"\n
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