{"id":568229,"date":"2025-05-14T06:54:30","date_gmt":"2025-05-14T05:54:30","guid":{"rendered":"https:\/\/ibsintelligence.com\/?post_type=ibsi_news&p=568229"},"modified":"2025-05-14T06:54:30","modified_gmt":"2025-05-14T05:54:30","slug":"zopa-raises-100m-marks-first-bond-listing-on-london-stock-exchange","status":"publish","type":"ibsi_news","link":"https:\/\/ibsintelligence.com\/ibsi-news\/zopa-raises-100m-marks-first-bond-listing-on-london-stock-exchange\/","title":{"rendered":"Zopa raises $100m, marks first bond listing on London Stock Exchange"},"content":{"rendered":"

\"Zopa,UK digital bank Zopa<\/a> has raised \u00a380 million ($100m) in Additional Tier 1 (AT1) capital through an oversubscribed issuance on the International Securities Market (ISM) of the London Stock Exchange, its first-ever bond listing. Both new and existing institutional investors backed the raise, which followed a successful \u20ac80 million equity round<\/a> in November 2024.<\/p>\n

Unlike equity fundraising, the AT1 issuance strengthens Zopa\u2019s capital base without diluting shareholder ownership. This comes as the bank prepares for a major product milestone: the launch of its Zopa Bank Account, a current account promising unmatched value and user experience.<\/p>\n

The offering was more than 2x oversubscribed, drawing interest from over 20 institutional investors. Zopa Group Limited will also re-register as a public limited company (PLC) within six months, further strengthening its governance and market positioning.<\/p>\n

\u201cOur latest capital raise is another strong vote of confidence in Zopa\u2019s momentum and model,\u201d said Steve Hulme, CFO at Zopa Bank.<\/strong> \u201cWith profits doubling, strategic partnerships scaling, and innovation firing on all cylinders, we are not just gaining speed\u2014we are shifting gears to become the go-to bank providing unmatched ease and value to millions of Britons.\u201d<\/p>\n

Financial and Strategic Milestones<\/h4>\n
    \n
  • \u00a334.2m ($45m) profit before tax in FY2024 \u2014 2x increase YoY<\/li>\n
  • 30.2% revenue growth for the same period<\/li>\n
  • \u00a35.5bn ($7bn) in deposits and \u00a33bn in loans on the balance sheet<\/li>\n<\/ul>\n

    The bank is also expanding its footprint through strategic collaborations with Octopus Energy (to tap into the UK\u2019s \u00a323bn renewable energy market) and John Lewis, offering tailored personal loans to its 23 million customers.<\/p>\n

    With a full UK banking license, Zopa offers customers FSCS-backed protection (up to \u00a385,000 per account), positioning it above many challenger banks and e-money institutions in regulatory rigour and trustworthiness. Jefferies acted as Structuring Adviser and Sole Lead Manager on the transaction.<\/p>\n","protected":false},"author":35737,"featured_media":535584,"parent":0,"template":"","categories":[11376],"tags":[49967,11440,31838,11508,11515,49969,49968,11521,12923,12795,40529,11406,37881,14187,23603,49966],"class_list":["post-568229","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-digital-banking","tag-at1-issuance","tag-credit-cards","tag-digital-personal-loan","tag-europe","tag-fintech","tag-international-securities-market","tag-ism","tag-loans","tag-london-stock-exchange","tag-savings","tag-stock-market-listing","tag-uk","tag-uk-news","tag-zopa","tag-zopa-bank","tag-zopa-bank-account"],"acf":[],"yoast_head":"\nZopa raises $100m, marks first bond listing on London Stock Exchange<\/title>\n<meta name=\"description\" content=\"Zopa has raised \u00a380 million ($100m) in Additional Tier 1 capital through an oversubscribed issuance on the International Securities Market\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibsintelligence.com\/ibsi-news\/zopa-raises-100m-marks-first-bond-listing-on-london-stock-exchange\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zopa raises $100m, marks first bond listing on London Stock Exchange\" \/>\n<meta property=\"og:description\" content=\"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. 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