{"id":558841,"date":"2024-05-29T11:51:16","date_gmt":"2024-05-29T10:51:16","guid":{"rendered":"https:\/\/ibsintelligence.com\/?post_type=ibsi_news&#038;p=558841"},"modified":"2024-05-29T11:51:16","modified_gmt":"2024-05-29T10:51:16","slug":"balancehero-india-appoints-sayantan-ghosh-as-head-of-credit-risk","status":"publish","type":"ibsi_news","link":"https:\/\/ibsintelligence.com\/ibsi-news\/balancehero-india-appoints-sayantan-ghosh-as-head-of-credit-risk\/","title":{"rendered":"Balancehero India appoints Sayantan Ghosh as Head of Credit Risk"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-558845\" src=\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2024\/05\/Picture1.jpg\" alt=\"Truebalance, Balancehero, fintech News, Fintech solutions, Fintech India, Digital Lending solutions, Sayantan Ghosh, Head of Credit Risk, TrueBalance, American Express, Fintech appointment, \" width=\"166\" height=\"156\" \/><\/p>\n<p>Balancehero India, a digital lending <a href=\"http:\/\/www.truebalance.io\/\">app<\/a> called TrueBalance, recently appointed Sayantan Ghosh, an alumnus of the Indian Statistical Institute, as its Head of Credit Risk Management and Data Science.<\/p>\n<p>Sayantan Ghosh&#8217;s appointment at Balancehero fortifies <a href=\"https:\/\/ibsintelligence.com\/ibsi-news\/fintech-aspire-enters-hong-kong-with-money-service-operator-license\/\">risk management,<\/a> leveraging data science to foster financial inclusion and innovation.<\/p>\n<p>Before joining Balancehero India, Sayantan worked for Statsfin and held various leadership positions at American Express. During his tenure with American Express, he led cross-functional teams in developing profitable new account underwriting strategies for international markets. He implemented machine-learning risk scorecards to enhance credit risk management. He holds a Master of Statistics with a Major in Applied Statistics and Data Analysis from the Indian Statistical Institute in Delhi and Kolkata.<\/p>\n<p><strong>Souparno Bagchi, Chief Operating Officer, of Balancehero India<\/strong> said, \u201cWith his academic excellence and expertise in credit risk management and data science, I am confident that Sayantan will play a pivotal role in advancing our mission of financial inclusion. This position is a crucial pillar for digital lending platforms, and undoubtedly, with our new appointment, we are poised to drive innovation and excel, further advancing our mission.&#8221;<\/p>\n<p><strong>Sayantan Ghosh, Head of Credit Risk, at Balancehero India,<\/strong> said, \u201cAs I embark on my journey as the Head of Credit Risk at Balancehero India, I&#8217;m eager to apply my expertise to strengthen our risk management strategies and ensure our operations remain stable and resilient. With a focus on innovation and collaboration, I eagerly anticipate driving initiatives that will propel Balancehero India forward in the fintech industry.\u201d<\/p>\n<p>Balancehero India, a wholly owned subsidiary of Balancehero Pvt. Ltd. Korea, has witnessed an exceptional trajectory of success in recent years. Founded in 2014 by Korean entrepreneur Cheol-won (Charlie) Lee, Balancehero has established itself as a non-bank finance corporation, primarily through its digital lending app, TrueBalance.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"author":35800,"featured_media":558845,"parent":0,"template":"","categories":[11379,35279],"tags":[12765,45274,30133,43020,26467,21391,35898,45276,45275,41827],"class_list":["post-558841","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-lending","category-loans","tag-american-express","tag-balancehero","tag-digital-lending-solutions","tag-fintech-appointment","tag-fintech-india","tag-fintech-news","tag-fintech-solutions","tag-head-of-credit-risk","tag-sayantan-ghosh","tag-truebalance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v24.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Balancehero India appoints Sayantan Ghosh as Head of Credit Risk<\/title>\n<meta name=\"description\" content=\"Sayantan Ghosh&#039;s appointment at Balancehero fortifies risk management, leveraging data science to foster financial inclusion and innovation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibsintelligence.com\/ibsi-news\/balancehero-india-appoints-sayantan-ghosh-as-head-of-credit-risk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Balancehero India appoints Sayantan Ghosh as Head of Credit Risk\" \/>\n<meta property=\"og:description\" content=\"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. 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