{"id":548024,"date":"2023-06-22T12:51:55","date_gmt":"2023-06-22T11:51:55","guid":{"rendered":"https:\/\/ibsintelligence.com\/?post_type=ibsi_news&#038;p=548024"},"modified":"2023-06-22T12:51:55","modified_gmt":"2023-06-22T11:51:55","slug":"caixabank-and-iberpay-launch-request-to-pay-in-europe","status":"publish","type":"ibsi_news","link":"https:\/\/ibsintelligence.com\/ibsi-news\/caixabank-and-iberpay-launch-request-to-pay-in-europe\/","title":{"rendered":"CaixaBank and Iberpay launch Request to Pay in Europe"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-516908 alignright\" src=\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/09\/caixabank-300x300.jpg\" alt=\"CaixaBank, Request To Pay, Iberpay, Europe, SEPA Payments, Spain, Instant Credit Transfers, Digital Payments, FinTech\" width=\"175\" height=\"175\" srcset=\"https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/09\/caixabank.jpg 300w, https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/09\/caixabank-150x150.jpg 150w, https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/09\/caixabank-100x100.jpg 100w, https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/09\/caixabank-60x60.jpg 60w, https:\/\/ibsintelligence.com\/wp-content\/uploads\/2021\/09\/caixabank-90x90.jpg 90w\" sizes=\"auto, (max-width: 175px) 100vw, 175px\" \/>CaixaBank and Iberpay have announced that their respective payment technology platforms are ready to launch the first SEPA <a href=\"http:\/\/www.caixabank.com\/\">Request-to-Pay<\/a> in Europe. In parallel, CaixaBank is preparing to soon launch its first commercial service that will facilitate companies&#8217; online and instant management of customers\u2019 unpaid bills through Request-to-Pay messaging.<\/p>\n<p>Request-to-Pay allows companies and individuals to request instant payments from their customers or counterparties online, digitally, and without friction. This new type of instant \u201cpull\u201d payment complements current instant credit transfers, which represent the \u201cpush\u201d payment.<\/p>\n<p>Spanish banks have been advocating the adoption of this new European standard for some time. They are working with Iberpay to become certified and incorporate the standard into their services in the coming months. This will help to create a critical mass of users, enabling the widespread adoption of this new functionality and the development of new instant and digital payment solutions.<\/p>\n<p>As in the launch of instant credit transfers in 2017, the Spanish banking sector is once again at the forefront of the development of new digital, instant, and 24&#215;7 payment services for its citizens and companies.<\/p>\n<p>CaixaBank was also the first entity in Europe to carry out the first transaction under the SEPA instant credit transfer scheme when it was launched.<\/p>\n<p>CaixaBank is one of the leading financial groups in <a href=\"https:\/\/ibsintelligence.com\/ibsi-news\/caixabank-launches-app-that-turns-phones-into-pos-devices\/\">Spain<\/a> with assets of over 618,000 million euros and with a relevant position at a European level. In addition, the bank has a strong presence in Portugal, where it controls 100% of BPI. The group has more than 20 million clients, the largest branch and ATM network in Spain and Portugal, and leads digital banking with over 11 million digital customers.<\/p>\n","protected":false},"author":35737,"featured_media":516908,"parent":0,"template":"","categories":[11376,11384],"tags":[15524,11438,11508,11515,36501,36502,12377,34230,23128,13196],"class_list":["post-548024","ibsi_news","type-ibsi_news","status-publish","has-post-thumbnail","hentry","category-digital-banking","category-payments","tag-caixabank","tag-digital-payments","tag-europe","tag-fintech","tag-iberpay","tag-instant-credit-transfers","tag-request-to-pay","tag-sepa-credit-transfer","tag-sepa-payments","tag-spain"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v24.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CaixaBank and Iberpay launch Request to Pay in Europe<\/title>\n<meta name=\"description\" content=\"CaixaBank and Iberpay have announced that their respective payment technology platforms are ready to launch SEPA Request-to-Pay in Europe\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibsintelligence.com\/ibsi-news\/caixabank-and-iberpay-launch-request-to-pay-in-europe\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CaixaBank and Iberpay launch Request to Pay in Europe\" \/>\n<meta property=\"og:description\" content=\"IBS Intelligence (IBSi) is the world\u2019s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. 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